Private Clients
We support you in all matters relating to your assets and personal affairs, and work with you to develop legally sound and sustainable solutions tailored to your individual circumstances.
Key areas of our consulting services include
- Structuring and optimisation of private assets
- Advice on tax planning for private clients
- Succession planning and asset transfer (anticipatory succession)
- Advice on inheritance law and drafting of wills
- Advice on gifts and trust arrangements
- Drafting and support with marriage contracts
- End-of-life planning, in particular through powers of attorney for healthcare and related directives
- Advice relating to children, particularly regarding asset transfers or relocation abroad
- Tax advice on property assets
- Family governance and asset protection
- Protecting assets against creditor claims and insolvency risks
- Advice on international matters
The questions raised by our clients are:
- How can assets be structured and safeguarded in a tax-efficient manner?
- Which options for anticipatory succession are advisable?
- How can a will be drafted in a legally sound and unambiguous manner?
- What are the tax implications of gifts and transfers?
- How can the separate estates of spouses be clearly demarcated in a legally sound manner?
- How can assets be protected from seizure by creditors or from personal insolvency within the family?
- What precautionary measures are necessary in the event of illness or incapacity?
- How can assets be transferred to children, and what tax implications need to be considered?
- What arrangements are advisable for a structured and conflict-avoiding organisation within the family?
- What arrangements need to be considered in the case of international asset structures?
- How can assets be safeguarded against personal bankruptcy (asset protection)?
- Are there any tax risks if children move abroad to study?
- Can it still be advisable to enter into a prenuptial agreement during the marriage, and what consequences – including tax implications – does this entail?
Personal financial circumstances are often complex and require a holistic approach, taking into account legal, tax and economic considerations. Long-term considerations play a decisive role, particularly when it comes to structuring, safeguarding and transferring assets. Various life events and risks can have a significant impact on the value of assets and their preservation. The aim is to minimise and, where possible, eliminate risks that could affect the accumulated wealth.
Key risks include, in particular, the absence of or unclear provisions under inheritance law in the event of death, which can lead to unplanned transfers of assets, claims to a compulsory share of the estate or significant tax burdens. Legally sound wills or inheritance agreements provide clarity. Marriage also raises questions regarding the demarcation of the spouses’ respective financial spheres – both prior to and during the marriage. Entering into a prenuptial or postnuptial agreement, whether before or after marriage, balances the interests of both parties and prevents conflicts. Furthermore, assets should be protected in the long term against risks such as potential personal bankruptcy.
Furthermore, illness or a loss of legal capacity require timely provision, for example through powers of attorney for healthcare. Within the family context, questions also arise regarding the transfer of assets to the next generation, for instance in connection with changes in life circumstances. Moreover, if children move abroad – for example to undertake a degree course – this carries tax risks that need to be considered in advance and, where possible, mitigated.
We provide you with comprehensive advice and support – both in strategic planning and in the practical implementation of your plans. In doing so, we place particular emphasis on a trusting working relationship and on taking your personal goals and family circumstances into account.
A forward-looking approach enables us to identify risks at an early stage and make the best possible use of available options. Our approach is to create clear and legally sound structures, thereby laying the foundation for sustainable decisions.
Our services encompass both ongoing advice and support during specific events and changes in your personal and financial circumstances.
